Post dating checks in texas


08-May-2019 20:52

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If you really want to cash a postdated check for the full amount, take it to the bank that issued the check which is where the check writer has a checking account.

However, a rejected payment (or an unexpected withdrawal from your checking account) can cause numerous problems.

and mainly revolves around section 138 of the Negotiable Instruments Act, 1881.

The two major issues before the courts are: 1) Post-dated cheques that are stopped by the bank or issuer, causing problems for whoever is to be paid by the cheque for goods or services provided and; 2) the reverse, in which a person is promised goods or services but does not receive them and has to stop the cheque.

The only way to guarantee they’ll actually work is to pay extra fees to your bank.

If you’re unwilling or unable to pay your bank to monitor your account, you’re at the mercy of whoever you give the check to.

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In practice, whether the check writer has any redress against the financial institution where the payee deposited the check may depend on whether it can be shown that the check was accepted over the counter without examination.

In Serbia post-dating cheques is a customary practice in the retail industry.

The retailers will usually accept post-dated monthly cheque payment installments up to several months in advance allowing their customers to pay for expensive goods as a sort of a line of no interest credit.

(2) A cheque is not invalid by reason only that- (a) it is not dated; (b) it is antedated or post-dated; or (c) the date it bears is a Sunday.

(3) For the purpose of determining whether a post-dated instrument is a cheque, the fact that the instrument is post-dated shall be disregarded.

Two potential reasons for this include: In most cases, you can deposit or cash a postdated check at any time.



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